We are looking at the general area for a place to retire. It may be a year or two until we retire…. should I begin looking now? Could we visit and spend some time in the area, perhaps take a tour of the amenities, the neighborhoods, and even see a few homes just to “kick the tires” before we make our decision?
Absolutely!! Great Thoughts!
Sure like the way you think! It is a great idea to check out our area EVEN if it may be a year or more before you decide to move! Of course our market is always changing, but anytime you visit you will get an idea of the atmosphere and the amenities - and you will probably be astounded at WHAT you can buy for your dollars here in Fairfield Glade. Couple that with our low cost of living and you have a winning combination!
What should I have if I am going to make an offer to purchase?
We will be coming to purchase a property if we find just the right one. What should I have ready if we write an offer?
You will want to have your checkbook, so that you can make a small escrow deposit to accompany your offer. You will also want to have the name of your lender, or a letter from your bank or financial account indicating that you have sufficient funds to make the purchase. If you have not visited with a lender, and I advise strongly that you speak to at least one of our local lenders, you will want to do that. Typically a lender will advise you about our market, and will give you a pre-approval letter that will say your probable purchase loan amount (or up to)… that is NOT an approval, but a notice that IF you supply all of your necessary documents to the lender, and they show your numbers to be as stated, you can progress to the mortgage process. I would be happy to offer you a list of lenders that I have used personally. Of course you will need to have your ID or drivers license (for copies).